AGE: You must be at least 18 or 19 years old, depending on the province.
CITIZENSHIP AND RESIDENCY: You must be a Canadian citizen or a permanent resident, and provide proof of current address.
EMPLOYMENT AND INCOME: You must have a steady source of income, usually from a job or government benefits. Provide proof of employment or income, such as pay stubs or a letter from your employer.
ACTIVE BANK ACCOUNT: You must have an active bank account with direct deposit capabilities.
VALID IDENTIFICATION: You’ll need to provide valid government-issued identification, such as a driver’s license or passport.
NO OUTSTANDING PAYDAY LOANS: Most provinces limit the number of payday loans you can have at one time, so you may be ineligible for a new payday loan if you have outstanding payday loans.